I generally tip in cash, but not always. Cash is best at bars, too.
My bank (Regions) has been good about keeping me secure.I was told not to use debit card because that is my money, so to speak. If someone gets hold of that and draws down or cleans out the account what's gone is gone. At least with credit card if someone fraudulently runs up a big bill I am not missing that money during the time it all gets sorted out.
PS - recently wrote a personal check for $13k - shop took it, and the bank cashed it, without blinking.
Same here . We earn about $300 cash back every year .I use the pastic for everything. Pay it all off every month. Tracks expenses for the business and my CC gives me great consumer protection with extended warranties and CDW on rentals. For example, They just mailed me a check for 500 dollars for accidental damage repair on my iPhone X.
Plus they pay a cash dividend on every purchase.
Now I will probably get AK pop up ads for Visa and AmEx.
Depends. I carry cash and use the card.
I use cash a lot in some stores, a lot of places will discount a percentage when you pay with cash.
I use cash for smaller transactions <$100 and card for larger, and at the gas pump.
I try to use credit cards as much as possible. It saves me money.
Three rules here. First, I never carry a balance. Second, all my credit cards offer a bonus. Three, no cards charge a fee.
One always gives me 3% on home improvement stores like Home Depot and Lowes. Additionally, Lowes gives me 10% off for being a veteran. That card also gives me a 3% bonus on my car insurance premiums.
Another always gives me 1% on everything (big deal) plus 2% on gas and 3% on food stores. This card also will transfer my cash bonus to my checking account for 1.75% of my bonus points. So, if I have $100 in bonus points, it'll put $175 into my checking account.
Another gives me 1% on everything and, quarterly, gives 5% on certain products. One quarter it will be gas, another 5% on big box stores, another on hotels, another restaurants, etc.
Finally, another gives me 3% on restaurants.
Oh, my liquor store gives me 5% when I usr a debit card.
So, yeah, I do play the credit card game. Yeah, I'm a cheap SOB, and proud of it. When you're on a fixed income every penny counts..