This decade old thread is interesting, so I'll continue the necroposting trend....
I have never had so much file corruption and lost data as when I used hardware RAID. Hardware RAID provides approximately two orders of magnitude less reliability than a single, backed up, disk would.
Most file systems can suffer significant bit-rot without the file system or user noticing. They have no mechanism to detect or alert on this.
I haven't lost a byte since using a copy-on-write file system. Everything is check-summed up the ying-yang and they are notoriously slow but they are the most safe file system in existence. When a file becomes corrupt, it notifies of the problem.
I've been using ZFS at home for 15 years. I switched form Solaris to Linux about 8 years ago, when the zfsonlinux project became semi-stable. It's brilliant.
These days, there is also the option of BTRFS on Linux that does CoW and extensive check-summing.