Thanks for the answers!
Tiver: you're absolutely right. I guess starting a thread is in fact a (lazy) way of narrowing down the options. Throw the stone and choose some of the echoes. You are also right about audophilia being a Sisyphusian desease.
Gvl and Yamaki -and everybody: I posed this same question to the Schiit customer support, and got an interesting answer. First, there are no "real 24 bit D/A chips" as I thought. I was asking whether I would be better off using a "32bit" AK4490 DAC, like their cheap Modi3; this was the answer: "The most powerful DAC in the world currently (our Yggdrasil) only uses 21 bits. The Modi 3 uses a Delta-Sigma DAC. Delta-Sigma DACs have this measurement known as “equivalent number of bits.” This means, in English, how many bits of resolution they really have. And that number, for most of them, is about 2- to 5-bits."
So my obsession with the chip not matching the bit depth of the files was an in fact illusion: "Today, virtually every DAC uses a reduced-bit technology known as 'delta sigma'", Schiit tells me.
Bottom line, I'm keeping my Mimby, which sounds really good, at least in my humble set, and move my obsessions to another link of the sound chain.