That was my point. There is no point in quoting me on the comparatively small library remark. Your home library is definitely miniscule compared to the Tidal library (they have over 40 million tracks). Unless you have a very narrow perspective on music, the fact is that they have an advantage both in quality and quantity. The "dust settling" is an irrelevant remark if you are perfectly happy with what you have now.
I was in the "always buy more" music mode several years back. In a span of about 10-15 years I spent more on my own library than what a subscription to Tidal would have cost me over ~75 year period. With the $10 a month plan I have on my streaming service of choice, it would have been over a ~150 year period. For me, streaming is much cheaper even if I only listened to music I had planned to buy. However, since I have access to almost everything, I can listen to musicians I would never have pursued in the past because it wasn't worth the $10 (or more). For the rare artist that still isn't available on any streaming service, I have more than enough money left over to buy their album.