I took mine at age 62 also, and retired from the VA on my 62nd birthday after exactly 10 years with them doing disability claim appeals. So I get my USAF retirement, VA Disability, SSA, VA retirement, TSP from the VA, and some Roth IRA's I've had for 20+ years. I make more $$ sitting on my arse than my wife does working full time (nurse).Yup, they're counting on the fact that you don't make it too far past the average expiration date. I started collecting at 62.