I fail to understand how so called "passive bi-amping" (I myself reserve that term for using passive filters at the line stage between preamp and amps) would give more headroom. I don't think using 2 X watt amps into the seperate legs of a speaker level passive crossover is going to deliver more power to each driver than a single X watt amp feeding the crossover normally will.
Regards
Tom,
I understand that the term passive bi-amping can be interpreted several ways. The separation of the manufacturer's low pass filter from the high pass filter and then driving each with a separate amp (or channel of a stereo amp) is what I believe the OP is doing at this point.
The other passive bi-amping scheme is a passive line level crossover that directs separate low and high pass signals to the appropriate amp powering that section of the speaker. IMHO, this is a far better method that the first, as fewer problems occur and less costly components are used when filtering a line level signal.
Still, I feel that an active crossover is the best, in that it can allow relative gain settings per the various channels (or stages) which allows for the use of different amps. It can also provide for an active buffer stage to be used that may, or may not, be needed to help to preserve the signal.
The largest gain in headroom would, I believe, come from the use of stereo amps used in a vertical configuration where the power supply would be allowed to feed the bass channel with a greater reserve of power, as the treble channel doesn't place as demanding a load on the available reserve. This is probably a small, but significant improvement, whereas the use of passive crossover components before the amplifier, such as you suggest, is a much better solution sonically and also allows for improved headroom as the amplifier doesn't have to waste power driving a signal through a host of inductors, resistors and capacitors.
Best Regards,
TerryO